uob private banking
uob private banking
Blog Article
UOB Lender offers a range of personalized banking providers created to satisfy the economic wants of individuals. Down below is an in depth overview to help you understand The important thing elements and choices.
Sorts of Accounts
Discounts Account: This account lets you get monetary savings while earning fascination.
Functions: Easy access, fascination earnings, minimum service fees.
Positive aspects: Secure spot for your funds, probable development as a result of interest.
Current Account: Perfect for daily transactions and controlling expenses.
Characteristics: Checkbook facility, overdraft safety.
Gains: Convenient for regular payments and withdrawals.
Fixed Deposit Account: For anyone looking to receive higher curiosity premiums more than a set period of time.
Attributes: Mounted expression deposits, higher interest charges compared to cost savings accounts.
Added benefits: Protected expense alternative with predictable returns.
Financial loans
Own Financial loans: Unsecured loans which can be employed for many purposes like training or property renovation.
Forms:
Installment Financial loans
Credit history Strains
Gains: Flexible repayment terms, aggressive desire fees.
House Loans: Tailored options for acquiring home or refinancing existing home loans.
Styles:
Preset Level Home Loan
Floating Rate Home Loan
Gains: Distinctive designs to suit unique requires, interesting premiums.
Charge cards
UOB delivers A variety of credit cards catering to different existence and paying out practices:
Rewards Playing cards: Generate details on just about every acquire which may be redeemed for items or journey miles.
Cashback Cards: Get dollars more info rebates on every day investing such as groceries and eating out.
Vacation Cards: Special Added benefits like air miles accumulation and travel insurance protection.
Investment decision Services
For individuals serious about increasing their wealth by way of investments:
Device Trusts * Diversified portfolio managed by specialists. * Well suited for extended-time period development aims.
Structured Deposits * Brings together the functions of common deposits with investment decision products and solutions. * Probably better returns but with some threat included.
Insurance Items
To safeguard you and your family towards unforeseen activities:
Lifetime Coverage * Offers fiscal protection in case of Loss of life or important health issues. * Can also function a savings tool according to the policy selected.
Wellness Insurance policy * Covers healthcare costs such as hospitalization expenses. * Important for mitigating superior Health care fees.
Digital Banking Services
Benefit at your fingertips as a result of digital platforms:
Web Banking
Enables you to manage your funds on the internet:
See account balances and transaction record
Transfer cash in between accounts or pay costs
Make an application for new products (financial loans/credit cards)
Cell Banking
Banking on-the-go by way of cell apps:
Brief stability checks
Cell payment possibilities (QR code payments)
Notifications & alerts about account activity
Using these complete choices, UOB aims to provide personalised banking options that cater precisely to personal requirements even though ensuring usefulness and stability in all transactions.